• It offers flexible term to finance personal needs or purposes providing alternative solution for clients to cater their desired necessities. 

Purpose:

1. Hospitalization

2. Payment of Tuition Fee

3. Purchase of Household Appliances

4. Purchase of Information Communication Technologies such as laptops, computers, phone and tablets for personal use.

5. Purchase of vehicle for personal use

6. Other expenditures for personal use or his family

Term: Maximum 10 years.

Loan Amount: 60%-70% of the appraised value but MUST NOT BELOW P50,000.00 loan application.

Mode of Payment: Monthly, Quarterly, Semi-Annually, & Annually (Depends on the source of income of the client)

Qualification Requirements:

    1. 2x2 or 1x1 ID Picture

    2. Valid Photo Bearing ID

    3. Tax Declaration of the property

    4. Current Tax Receipt / Tax Clearance

    5. Payroll or Pay slip (3 months) / Any Proof of Income / Certificate of Remuneration / Bank Statement / ITR

    6. Co-maker Statement 

            Valid I.D. of Co-maker

            Proof of Income of co-maker w/ attachments

            Cash Flow

    7. Original copy of OCT/TCT (collateral)

    8. Special Power of Attorney, if applicable

    9. Affidavit of non-tenancy (1 hectare or more)

              DAR Clearance (5 hectares or more)

              Insurance Policy for Improvements

              Bond to answer claims for Section 4 Rule 74, if applicable