A savings deposit account is a basic type of bank account that allows you to deposit money, keep it safe, and withdraw funds, all while earning interest. 

A loan is when money is given to another party in exchange for repayment of the loan principal amount plus interest. Loan terms are agreed to by each party before any money is advanced. A loan may be secured by collateral such as a mortgage. 

Pantawid Pamilyang Pilipino Program, also known as 4Ps and formerly bangon Pamilyang Pilipino, is a conditional cash transfer program of the Philippine government under the Department of Social Welfare and Development.