A loan product offered as alternatives to pawnshops offering a much lower interest rates with a high appraisal value using gold jewelries as collateral presenting better opportunity for clients to redeem their jewelry item.

TARGET CLIENTS:

-Individuals who owns jewelry items whose need is immediate.

Term: Maximum 1 year

Loan Amount: All jewelry must be properly appraised in accordance with the approved BOD Jewelry rates

Mode of Payment: Monthly

Requirements:

• 1 valid photo bearing ID

• 1x1 or 2x2 ID Picture 

• Signed Deed of Pledge 

• Actual Jewelry Item as collateral