A loan product offered as alternatives to pawnshops offering a much lower interest rates with high appraisal value using gold jewelries as collateral presenting better opportunity for clients to redeem their jewelry item.
Term: Maximum 1 year
Loan Amount: All jewelry must be properly appraised in accordance with the approved BOD Jewelry rates
Mode of Payment: Monthly
Qualification Requirements:
1. 2x2 or 1x1 ID Picture
2. Valid Photo Bearing ID
3. Any proof of income (ITR / 3 months pay slip / Cert. of Remuneration / Financial Validated Proof of Income)