A loan product offered as alternatives to pawnshops offering a much lower interest rates with a high appraisal value using gold jewelries as collateral presenting better opportunity for clients to redeem their jewelry item.
-Individuals who owns jewelry items whose need is immediate.
Term: Maximum 1 year
Loan Amount: All jewelry must be properly appraised in accordance with the approved BOD Jewelry rates
Mode of Payment: Monthly
1 valid photo bearing ID
1x1 or 2x2 ID Picture
Signed Deed of Pledge
Actual Jewelry Item as collateral