The Bank

Founded on August 29, 1975, by eleven entrepreneurs led by Atty. Alberto P. Concha (1975-2011), Rural Bank of Rizal (ZN), Incorporated commenced its journey with a starting capital of P1.5M. The SEC Registration, issued on December 7, 1976 (Registration No. 71056), and the BSP Certificate of Authority, granted on December 27, 1976 (No. B805), marked the official recognition of the bank. Operations kicked off on January 17, 1977, along National Highway, Mapang, Rizal, Zamboanga del Norte, with Judge Porferio E. Mah assuming the role of the first manager and overseeing a team of six employees. The bank secured authorization from BANGKO SENTRAL NG PILIPINAS (BSP) and became a member of the PHILIPPINE DEPOSIT INSURANCE CORPORATION (PDIC).

Known as RBR, Rural Bank of Rizal (ZN), Inc. expanded its presence by inaugurating its initial branch in Dipolog City on November 18, 1996, strategically located in Central Public Market, Rizal Avenue, Central Barangay. Transforming into the Head Office on January 8, 2010, with the construction of an 8-storey tower at Rizal Ave., Cor. Gonzales St, Central Brgy., Dipolog City, RBR showcased effective governance and management. The bank further broadened its horizons by establishing corporate offices and branches in Zamboanga Peninsula, Negros Occidental, and the Visayas region. As of January 2024, RBR operates 15 branches across diverse areas in Mindanao and the Visayas Region. 

RBR's achievements include awards from Landbank of the Philippines, such as Best Countryside Financial Institution in Region IX for 2002 & 2003, Most Outstanding Rural Bank in Region IX for 2010 & 2011, and Best in Capital Build-Up National Level for 2010. The bank also received recognition from the Philippine Credit and Finance Corporation (PCFC) in 2003 and the Department of Agriculture - Agricultural Credit Policy Council (DA-ACPC) for being one of the Outstanding Partner Lending Conduits (PLCs) in 2021 during the 2nd Gawad sa Paglingap sa Magsasaka at Mangingisda (Gawad Lingap Awards).

Originally focused on training, savings mobilization, credit services, and various other components, RBR is dedicated to creating a positive impact on the lives of the unserved and underserved individuals. The bank's mission centers around providing ample credit facilities to farmers, merchants, deserving rural industries, and enterprises, ultimately contributing to the well-being of the people in the rural communities it serves.