• Shall be granted only to finance agricultural and livestock producers using a flexible payment schemes providing better credit alternative to induce growth to crops, fish and livestock production.

Target Clients:

Farmers or livestock growers who are land title owners and whose purpose for application of loan is intended for farming activities and livestock production.

Term: Flexible Term Max 10 years

Loan Amount: 60% -70% of the appraised value but MUST NOT BE BELOW P50,000.00 loan application.

Mode of Payment: Monthly, Quarterly , Semi-annually,  & Annually (Depends on the source of income of the client)

Qualification Requirements:

1. Original copy of OCT/TCT (collateral)

2. Original Copy of Tax Declaration (Land & Building – if applicable)

3. Certified True Copy from Registry of Deeds

4. Current Real Estate Tax Receipt and/or Real Estate Tax Clearance (Land & Building – if applicable)

5. One Valid Photo Bearing ID as proof of identification

6. 1x1 ID Picture (2 pcs)

7. Any Proof of Income: Payroll or Pay slip (3 months) / ITR / Certificate of Remuneration. For business – ITR w/ Financial Statement (Audited or In-House) with Business of DTI Permits / Bank Statement / Monthly Pension / Remittances Receipts / Pisada or       Certification / Contracts / Receipts / Log Books of Rentals / Notarize Affidavit of Support with proof of income of the Executor / Notarize Contract to Sell and Self Certification limited to P10,000 monthly income with AO’s Income Validation

8. Co-maker (if necessary) with attachment of signed co-maker statement, valid ID, any proof of income and cash flow

9. Life Insurance (Optional Only)

10. Signed Authority to Debit

11. Executed Real Estate Mortgage

12. (SPA) Special Power of Attorney (if necessary) attaching the VALID ID, TIN or BIRTH CERTIFICATE of the ORIGINAL OWNERS   

13. Affidavit of Non-Tenancy (For Agricultural Land Classification)

      14. Others if required / necessary:

       a. Fire Insurance on Building (if building is included in the appraisal)

   b. DAR Clearance or Certification (For Agri-Land beyond 5 hectares

   c. Bond (Sec. 4, Rule 74)