• It offers flexible terms fitting to your needs in building your perfect home.

Purpose:

1. Purchase of house and lot, townhouse, and any other single-family dwelling.

2. Purchase of lot and construction of house.

3. Construction of house on lot already owned.

4. Purchase of residential lot or residential farm lot.

5. Major repair, improvement or expansion of an existing house or dwelling unit.

Term: Maximum 10 years.

Loan Amount: 60% -70% of the appraised value but MUST NOT BE BELOW P50,000.00 loan application.

Mode of Payment: Monthly, Quarterly, Semi-Annually, & Annually (Depends on the source of income of the client)

Qualification Requirements:

    1. 2x2 or 1x1 ID Picture

    2. Valid Photo Bearing ID

    3. Tax Declaration of the property

    4. Current Tax Receipt / Tax Clearance

    5. Payroll or Pay slip (3 months) / Any Proof of Income / Certificate of Remuneration / Bank Statement / ITR

    6. Co-maker Statement 

            Valid I.D. Of Co-maker

            Proof of Income of co-maker w/ attachments

            Cash Flow

    7. Original copy of OCT/TCT (collateral)

    8. Special Power of Attorney, if applicable

    9. Affidavit of non-tenancy (1 hectare or more)

              DAR Clearance (5 hectares or more)

              Insurance Policy for Improvements

              Bond to answer claims for Section 4 Rule 74, if applicable